As a church, God has been calling us to put our finances in order. These principles will help us become good stewards of the resources God has given us:
1. Recognize that god is the owner of every resource
God is the owner of money and all economic resources.
When we understand this principle, it is easy to enter into the habit of giving tithes and offerings, because we see it as an ongoing priority in our lives and in the way we organize our incomes. When we recognize that God is the owner of all things, we understand that He is our Provider and that He supplies all our needs, enabling us to depend solely on Him.
2. Have dreams and goals for your finances
There is nothing worse than living our everyday lives without any goals. When we set goals and dreams in our finances, we are motivated to take small steps toward achieving what we want.
When a person works but does not set any goals for their income, they will come to a standstill, unable to generate new wealth.
Remember that wealth means we develop our potential to the best of our ability. Make sure you set goals, have dreams, and take small steps that will enable you to achieve what you desire.
3. Work out a budget
You don’t need to be an expert. Start small: a pencil and a sheet of paper is all you need to begin.
Write down your monthly income and what you are planning to spend. Remember to place God, i.e. your tithes and offerings, at the top. Then write down your basic needs. Being able to plan your finances doesn’t require great insight or depths of knowledge. All you need is a good attitude. You will then be able to see where the gaps are in your finances so that you can reorganize things according to your priorities.
4. Create a culture of saving
It is easier to save than to go into debt. You should therefore make it your goal to start saving up for certain things, as well as creating a small emergency fund that you will only use in extreme cases. Remember that having savings is one of the things that allows your money to work for you, while debt makes you work for your money. When we have savings, we will be able to wait and buy things with the money that we actually have.
5. Get rid of a debt culture
If you have credit cards, begin to get rid of them gradually. Small debts open large holes in your monthly budget, stop you from saving, and distract you from your financial goals. Pay your debts, starting with the smallest first.